What are the benefits to you ?
- guaranteed yield plus extra return by potential annual profit sharing
- flexibility to reinforce the saving whenever you wish, by adjusting their level and frequency (monthly, quarterly, semi-annually and annually) along with the possibility for extra payments
- adjustment of the duration up to 40 years to “fit” your needs
- pre-fixed annual premium indexation 3% or upon your choice at 5% or 7%, to protect against inflation
- capability to terminate payments and re-activate the contract whenever you wish after the first year
- possibility of early liquidation (partial or total) after the first year
- loyalty reward for the longer you stay with the program
- insurance protection due to illness or accident: in case of loss of life, beneficiaries receive the capital and the accumulated yields. In case of total permanent disability (*), we undertake the continuation of your savings till maturity, and you also receive a lumpsum of €10.000
- know-how and expertise by Crédit Agricole Group
* the cover is not valid if the contracting party is a legal entity - company
What will savings in Schediazo Syntaxi Egiimena provide you at maturity ?
| Starting Age |
Duration (in years)
|
Monthly payments
|
Guaranteed acc. lumpsum
|
Indicative acc. lumpsum* with 4,5% yield
|
|
25
|
40
|
€50
|
€49.730
|
€78.214
|
|
30
|
35
|
€75
|
€58.785
|
€87.509
|
|
40
|
25
|
€100
|
€45.522
|
€60.530
|
|
45
|
20
|
€200
|
€65.760
|
€82.489
|
* the above examples have been calculated with an annual premium indexation 3%
How can you pay for your premiums ?
- By direct debit of your bank account at Alpha Bank
- By credit card installments
Former pension programs
Smile Pension, Smile Pension Express & InvestLife Vima Vima
For the owners of a policy in force in the particular programs the terms and conditions remain as they are till the maturity of each policy.