Capital Accumulation for Child

Smile Child

Savings insurance plan with guaranteed rate which returns the accumulated capital directly to the child.


What are the benefits to you?
  • guaranteed yield plus extra return by potential annual profit sharing (higher than 4.5% annually the last 5 years)
  • flexibility to reinforce the savings whenever you wish with extra payments
  • possibility of annual premium indexation 3% or 5% to protect against inflation
  • several choices at maturity for the child to receive the accumulated capital either as a lump sum or in 4 equal annual installments
  • insurance protection in case of loss of life or total permanent disability due to accident or illness. Therefore you can be certain that your child is going to receive the accumulated capital raised at maturity
  • possibility of early liquidation (partial or total) after the first year
  • know-how and expertise by Crédit Agricole Group  

What will Smile Child provide your child at maturity?
Parent 35 years old is saving a capital for his child in order to accumulate an amount for the future:




15 years

20 years

25 years













* The above example has been calculated with an indicative annual return of 4.5% and annual premium indexation of 5%

How can you pay for your premiums?
  • By direct debit of your bank account at former Emporiki Bank
  • By credit card installments