Investment

Smile Gold:

Single premium investment plan which provides the choice at maturity to receive the accumulated capital either as a lump sum or as monthly pension

Get Adobe Flash player Install latest flash player if you can't see this gallery, or click here to see the html version.

 

What are the benefits to you?
  • guaranteed yield
  • potential extra yield by participating in Company’s probable annual extra return on investment
  • flexibility to reinforce your savings whenever you wish with extra payments
  • several choices at maturity to receive the accumulated capital either as a lump sum or as a monthly pension”
  • possibility of early liquidation (partial or total)
  • insurance protection in case of Total Permanent Disability or loss of life in case of an accident, either you or your family receive a lump sum equal to the initial premium
  • cash collateral in order to pledge your house mortgage or consumer loan

* Life time Pension is paid for policy’s cash value higher than 50.000€ and ages above 55 years old.


Former investment  programs

Smile Premium, Smile Pension Gold

For the owners of a policy in force in the particular programs the terms and conditions remain as they are till the maturity of each policy.